Karissa Tunis

Creating a Safe Haven: Using Plants and Shrubs to Craft a Kid-Friendly Garden

August 28, 2023

As parents and caregivers, one of our utmost priorities is to provide our children with a safe and nurturing environment where they can explore, play, and grow. The backyard is often the perfect canvas for fostering such experiences, where children can immerse themselves in the wonders of nature. Designing a garden that is both secure and captivating involves a combination of thoughtful planning and the strategic use of plants and shrubs. Let’s delve into how you can transform your outdoor space into a haven that’s not only safe, but also a delightful kid-friendly garden that they whole family can enjoy!

For more helpful resources, check out the full Family Home collection

Enhancing Privacy and Security with Nature’s Guardians

One effective way to create a safe haven for your children is by utilizing plants that not only offer privacy but also act as natural deterrents against potential intruders. The barberry bush, known for its vibrant foliage and ability to form dense barriers, can be a fantastic addition to your garden. These bushes, when strategically placed, can shield your outdoor space from prying eyes and curious wanderers. However, it’s important to note that while barberry bushes offer numerous benefits, they also come with thorns or prickles. To ensure the safety of your kids, it’s advisable to educate them about the prickles and encourage caution when playing around these bushes.

Exploring the Multifaceted Role of Hedges

Hedges, with their versatile nature, can serve as multifunctional assets in crafting a kid-friendly garden. Using various hedge types, you can designate distinct zones within your garden. Low-growing hedges, such as boxwoods, can outline play areas, creating visual boundaries that help children stay within designated spaces. Taller hedges, such as privets or hollies, can offer windbreaks, adding an extra layer of protection to your outdoor space. These hedges can also double as habitats for birds, butterflies, and insects, creating an opportunity for kids to learn about the ecosystem in a hands-on way.

A Symphony of Textures and Colors

Incorporating a diverse range of plants and shrubs not only adds visual appeal but also introduces children to a sensory wonderland. Think about mixing and matching plants with varying textures, colours, and scents. Fuzzy lamb’s ear, velvety sage, and feathery ornamental grasses offer tactile experiences, while aromatic herbs like lavender and mint engage the sense of smell. Encouraging children to explore these sensory elements not only enriches their outdoor playtime but also nurtures their sensory development.

Fruitful Adventures: Berry Bushes and Fruit Trees

Introducing edible plants like berry bushes and fruit trees can transform your garden into a treasure trove of delightful discoveries for kids. Berry bushes, such as raspberry and blueberry, not only produce delectable treats but also engage children in the excitement of watching fruits ripen and picking them straight from the source. Fruit trees like apple, pear, or cherry can also be excellent additions, offering shade, climbing opportunities, and the joy of harvesting fresh fruits.

Whimsical Hideaways and Garden Paths

Gardens can be magical places for kids, and you can enhance this enchantment by incorporating whimsical hideaways and meandering paths. Low-growing shrubs like dwarf boxwoods can be pruned into intricate shapes, creating secret spots for imaginative play. Miniature pathways, lined with colorful flowers and shrubs, can lead children on exploratory adventures throughout the garden. These pathways not only add charm but also guide kids through the space, preventing the trampling of delicate plants.

Safety First: Choosing Child-Friendly Varieties

While selecting plants and shrubs, it’s crucial to prioritize child-friendly varieties. Avoid plants that are toxic if ingested or have thorns that could pose a hazard to little hands. Research plant options that are safe for both curious explorers and the environment. Consult with local nurseries or gardening experts to determine the best choices for your specific climate and conditions.

Educational Elements and Interactive Spaces

Transforming your garden into a safe haven for kids can also involve educational components. Create spaces for learning by planting themed gardens, such as a butterfly garden filled with nectar-rich plants to attract these graceful insects. Incorporate bird feeders, bird baths, and native plants that attract local wildlife, providing opportunities for kids to observe and learn about nature up close.

In conclusion, turning your garden into a safe and delightful space for kids involves a blend of creativity, careful planning, and the strategic use of plants and shrubs. From creating privacy with barberry bushes to incorporating diverse textures and colours, the possibilities are endless. By fostering an environment that engages their senses, encourages exploration, and prioritizes safety, you’ll be cultivating a space where your children can flourish, play, and create lasting memories amidst the beauty of nature.

For more helpful resources, check out the full Family Home collection

Balancing Work and Play: How Ed-Tech Platforms Can Help

Balancing Work and Play: How Ed-Tech Platforms Can Help

Parents are often tasked with the challenge of ensuring their children’s screen time is both educational and enjoyable. With the ubiquity of technology, it’s paramount to harness its potential in a manner that fosters educational growth while remaining engaging. This is where educational technology platforms shine.

Continue reading below to discover tips on how to balance kid’s tech time between education and free play, and how ed-tech platforms can help.

For more on this topic, check out the full Education Options collection

The Digital Conundrum

The digital age, while brimming with opportunities, also presents its set of challenges. Children are inundated with a myriad of gadgets and apps, each promising a unique experience. While some cater purely to entertainment, others hold the promise of educational enrichment. The onus is on parents and educators to navigate this digital maze and identify platforms that strike the right balance, ensuring children harness the educational prowess of technology. But without becoming mere passive screen watchers.

Ed-Tech Platforms: Merging Learning with Fun

Educational technology platforms have the unique capability to intertwine learning with play. By integrating educational content with game-like elements, these platforms transform the learning experience from a mundane task to an exhilarating adventure. For instance, the world of coding, which can appear intricate and daunting, becomes approachable and captivating when presented in a game-based format.

One such platform that exemplifies this approach introduces learners to the nuances of coding through interactive challenges. These challenges ensure that children not only grasp the intricacies of coding, but also relish the learning journey. For those curious about how such platforms can seamlessly merge coding with play, this insightful article delves deep into the transformative world of game-based coding education.

The Multifaceted Advantages of Ed-Tech Platforms

Engagement and Retention: Game-based learning ensures children remain engaged, leading to better retention of concepts.

Real-world Application: Such platforms allow children to witness the real-world implications of their learnings, reinforcing concepts and boosting confidence.

Development of Critical Skills: Beyond the specific subject, game-based learning also nurtures problem-solving, logical reasoning, and creativity.

Collaborative Learning: Many ed-tech platforms promote teamwork, allowing children to collaborate, communicate, and solve problems collectively.

Final thoughts

In an era dominated by screens, ensuring that children’s screen time is both productive and pleasurable is essential. Ed-tech platforms, with their unique blend of education and entertainment, offer a promising solution. By embracing these platforms, parents can offer their children a holistic learning experience, setting the stage for a future where technology is an integral part of their lives.

For more on this topic, check out the full Education Options collection

Navigating the Stress of Bills Piling Up

The complexities of managing bills and financial commitments can become daunting in today’s fast-paced world, leaving individuals and businesses feeling the weight of accumulated debts. In the UK, mounting expenses can shadow day-to-day life and business operations, generating stress and anxiety. You are not alone if you find yourself treading deeper into debt with the waves of pressure beginning to crash at the shore.

This extensive guide is intended to give practical insights and specific measures to assist UK residents and companies in navigating the complex environment of financial stress brought on by growing unpaid bills.

For more on this topic, check out the full Tough Times collection

What is Financial Stress

Financial stress is the mental or physical reaction of the body to financial problems, major financial choices, or the economy. Among the most prevalent financial stressors include: foreclosure, bankruptcy, reduced income and work hours, and not knowing how to deal with bills you can’t pay, just to name a few.

Symptoms of Financial Stress

Financial stress is caused by a variety of circumstances, including:

Anxiety

Anxiety is exacerbated by financial hardship. You can experience restlessness, a beating heart, and discomfort while dealing with financial uncertainties. These physical and emotional responses can be overpowering and impact your entire well-being.

Sleep Disturbances

The weight of financial worry can make falling and staying asleep difficult. Money-related concerns may keep you awake at night, disrupting your sleep habits. This lack of quality sleep can worsen stress and negatively influence your overall health.

Depression

Prolonged financial hardship might exacerbate depressive symptoms. Feelings of pessimism, melancholy, poor energy, and loss of interest in previously loved activities may occur. The emotional toll of financial difficulties can set off a vicious cycle of unpleasant thoughts and feelings.

Physical Health Issues

Financial stress may affect your physical health as well as your emotional health. Stress chemicals generated during financial stress can cause headaches, digestive issues, muscular tension, and even impair your immune system, making you more prone to sickness.

Financial stress can be alleviated by combining practical approaches and emotional well-being. To reduce the harmful effects of financial stress on mental and physical health, it’s essential to manage economic issues proactively, seek help from professionals and loved ones, and prioritize self-care.

6 Strategies to Handle Piling Bills

Whether you’re a business owner or a homeowner in the UK, dealing with rising bills may be stressful. Here are some strategies and resources to assist you in appropriately managing this situation.

For Businesses:

Review Your Finances

Begin a thorough examination of your company’s financial commitments. Make a comprehensive list of any outstanding invoices, bills, and debts. This overview of your financial situation will allow you to make more educated decisions in the future.

Renegotiate Contracts

Consider renegotiating contract conditions with suppliers, landlords, and other stakeholders. Engage in conversations targeted at making temporary changes to contract terms that would relieve financial burden while retaining critical connections.

Communication is Key

Prompt and clear communication is critical when dealing with financial issues as a business owner. When you suspect a payment problem, talk to your suppliers, lenders, and creditors. Discuss your company’s predicament openly and consider viable solutions, such as extending payment terms or delaying payments briefly.

Seek Professional Advice

Consider hiring a business consultant or a financial advisor to help you negotiate complex economic issues. These experts may provide specific insights and recommendations, allowing you to develop a strategic strategy for paying your bills and revitalizing your company’s financial health.

For Homeowners:

Budgeting

A precise budget is an essential first step. Outline your monthly income and any necessary costs, including your mortgage or rent, utilities, groceries, and transportation. Identify discretionary expenses that may be temporarily lowered or eliminated to free up cash for bills, allowing you to manage your financial commitments better.

Assess Your Situation

Begin by gathering all of your invoices, debts, and financial records to acquire a thorough picture of your financial commitments. Note each bill’s due dates, minimum payments, and interest rates. This detailed evaluation will establish the groundwork for efficient management.

Government Support

Keep up to date on government assistance programs geared to help struggling homeowners. Visit official government websites like gov.uk regularly to learn about benefits, grants, and assistance programs. To maximize the support available to you, become familiar with the qualifying requirements and application processes for various projects.

Seek Financial Advice

Seek advice from credible debt-advice organizations such as StepChange and Citizens Advice Bureau. These organizations provide personalized counseling to assist you in navigating your debts and developing a sensible debt management plan. Their knowledge and experience might help formulate a strategy to ease your financial stress.

Remember that implementing these strategies necessitates adaptation and a tailored approach depending on your circumstances. Seeking professional advice and utilizing accessible tools can enable you to handle the stress of bill accumulation in the UK properly.

Conclusion

Navigating the complex environment of bill accumulation can be difficult, but it can be regulated with the correct tools, information, and mindset. Whether you’re a homeowner attempting to preserve stability or a business owner trying to keep operations afloat, financial stress is something many people have felt and overcome. You’re taking a proactive step towards reclaiming control of your economic well-being by applying the ideas provided in this article.

It’s important to note that seeking help is not a show of weakness but rather strength. Several options are available to assist you in your path, ranging from open communication with creditors to researching government assistance programs and seeking expert guidance.

For more on this topic, check out the full Tough Times collection

Helping Women to Remain Healthy

Women. Wonderful, wondrous women. We nurture, we work, we learn, we raise, we cook, we launder, and we do an awful lot for everyone around us. We have a nurturing nature that leads us to take care of everyone and anyone – except ourselves. Women are raised to put everyone else around them first and that leads to a decline in women’s health.

The problem here is that the pressure on women to manage everyone else means that the last person they consider is themselves and what they need for themselves. We strive for high positions at work, to be the best possible parent, and to be the best cook. We strive to create a space where our children and partners are comfortable and comforted. However, we just don’t do enough for women’s care. Or to ensure we are rested and less stressed. Our bodies and brains go through a lot, so how can we help women to remain as healthy as possible? We’ve got some tips to help:

For more on this topic, check out the full Staying Healthy collection

Ways for Women to Remain Healthy

Below are four ways for women to remain healthy and focus on their self-care.

Add exercise into your daily routine.

If we want to do more to care for women, we have to convince them that they are important first and foremost. The best way to do this is to remind them that exercise is needed throughout the day. Whether this is done with just walking or actually carving out the time to go to the gym it doesn’t matter. As long as there’s movement that promotes oxygen flow and a faster heart rate, that’s what will count.

Look at diet.

Is there a woman in your life who’s exhausted? Cook her a meal. Make her a morning smoothie. Craft a salad with all the trimmings. Get her feeling like you care enough for her to eat well and she will feel better and more energized for it. Helping her to eat as if her health depends on it is important, and it’s vital to consider that while a woman is busy cooking and ensuring that everyone else eats for their health, why not care about her, too?

Consider looking up dietary supplements to ensure sufficient vitamins and minerals intake. Probiotics for women would be a good addition for optimal gut health.

Book appointments.

When was the last time you saw a doctor for a female health check? A smear test? A mammogram? Bullying a spouse into going to the doctor is one thing but you need to bully yourself from time to time. As a woman, it’s vital that you are keeping up with your health and that means actually attending these vital appointments.

Indulge in self-care.

Prevention is the best option for a woman in need of care and that means self-care is an absolute must. You have to do what you can to feel good and that means indulging from time to time. Meditation, sleeping and showering are BASICS. Self-care includes manicures, massages and taking time to do something she wants to do and not something that should be hygiene-related!

Women need people around them to take better care of themselves, and they need to be reminded that they are worth taking care of themselves, too.

For more on this topic, check out the full Staying Healthy collection

Bee-Friendly Garden Activities for Kids

Bee-Friendly Garden Activities for Kids

Spring is here and so are warmer, sunny days. With flowers in bloom, you may begin to see more buzzing visitors in your garden—bees!

Just like butterflies, bees are pollinators that look for fragranced, nectar-rich flowers as a source of food. Bees play a very important role in plant reproduction, where about one in every three bites of food we take relies on them!

Unfortunately, bees are endangered. So, if you’d love to help both your garden and our ecosystem, plant flowers that attract bees. You can educate your kids on the importance of bees and encourage time outdoors with these engaging printable activities!

Spelling “Bee” Worksheet

Use this sheet to teach your littles ones about a bee’s daily tasks, such as making honey and protecting their hives. After your discussion, you can review key vocabulary words and practice word-to-image association. Both educational and fun!

Busy Bee Coloring Page

While outside tending your garden, this coloring sheet can keep the kids busy and engaged. As they color, explain to them the difference between a queen bee and worker bee. You can also ask your kids to observe which flower colors they see bees flying around in the yard.

Free Printable Garden Activities for Kids

Garden Journal Pages

To get the kids involved in garden care, parents can work together with these printable journal pages. Use the grid to outline a layout for your flower beds and walkway ideas.

Next, use the water tracker page to keep a log of each plant’s intake for the week. Taking turns with the children to check off the list can help them develop a sense of accomplishment and setting goals.

Creating a bee-friendly garden with the family not only encourages teamwork, but also caring for our environment. Enjoy!

For more fun outdoor activities, check out the Summer Learning collection.

Ready for a Change? Build a Deck in the Back Yard!

August 15, 2023

Is there really anything better than opening the back door of your home and walking out onto warm, sunlit decking? Taking your breakfast and morning drink out to the table you’ve set up and enjoying every single moment in the sun? Absolutely not! Hearing those birds sing while you eat is a whole new kind of happiness and that starts with designing and planning a deck that you and your family can enjoy. Keep reading below to learn what to consider when adding a deck to your backyard.

For more on this topic, check out the full Family Home collection

Reasons to Build A Back Deck

Not only does decking add an amazing entrance to your garden, it’s going to give you an inviting, exciting area to relax in as well. Another bonus is that it offers somewhere to entertain others. Decking makes the garden a more functional space and with the help of companies like Clear Amber Shop, you can ensure that you have the right materials from the get-go. With planning help, you can ensure that the decking you design is everything you need it to be: functional, versatile, resilient and waterproof! So, with that in mind, here are 8 reasons why a new deck is going to revolutionize your backyard.

You extend your living space

Most people have a deck that goes from the back yard and extends outwards, creating a seamless transition from the living room into the outside without any blockage. If you want to add on some extra living space, decking is the option that you need. You can use the space to entertain friends. Or simply just lay back on a daybed and relax! You get that extra living space that looks good. And you can color match the material with the flooring in your living space, too. This design feature adds that aesthetically pleasing transition from one living area to the next.

You add more to your entertainment

Are you a fan of having friends round for a BBQ? Well, with a decking, you are able to offer the perfect space to support and entertain. They can sit at the new table or the outdoor suite and elevate the space to a more entertaining, exciting area to be. It helps during events, too, as you can just throw the doors open and allow everyone to spill outside into the world.

It’s super easy to keep clean

Decking is very easy to clean, but don’t go crazy with a pressure washer. You can regularly sweep it up and use a bucket or two of hot water with a mop to get rid of excess dirt. Keeping the debris off of the surface is the best way to ensure that your decking stays looking as good as the day that you install it.

Decking is built to last

The best part about investing in good decking for the backyard is that it’s going to really stand the test of time. It’s made of a strong, durable material and that means that no matter how much traffic it gets, it’s going to last. If you want a solution for the outside that stays looking great and remains in the best condition, you are going to make the right choice with decking.

You get to give your garden a natural look

When you choose timber decking, you get to give your garden a natural look and it’s going to be beautiful. It will complement your home as well as your garden, and because timber decking is made with real wood, you add texture and break up the endlessness of lawns or gravel. You can choose many different styles or designs with decking, too, so you will always find something that’ll suit your tastes. It’s a good way to invest in your home, too, and you can paint your decking in outdoor paint to match the existing decor you have.

Added value

The easiest reason to make a change in your home for added value is that you are looking to increase how much your home is worth. You will find this to be a really attractive selling point for your house and you will attract a lot of buyers. Potential buyers are always willing to pay more for decking because they won’t have to later on! It’s an investment that makes your house more enjoyable while you’re in it, and then adds that value when you go to sell up.

It’s super good for the environment

Decking, especially wooden decking like timber, is great for the environment. That means you can feel good about using it for building and not just worry about your impact. Composite decking is also a good option because it’s made from materials that are almost 90% recycled. That will ensure that you are using a sustainable option, a durable one and one that the environment will thank you for. This decking is going to add so much to the house so you have to think about the fact that you want this to be sustainable, too.

Decking is versatile

It doesn’t actually matter the shape or form your decking takes, it’s so versatile. It’s got the potential to transform your exterior space massively and you can bring so much warmth and texture to your backyard. You don’t have to keep your garden looking like a concrete jungle or a single patch of lawn. The addition of decking is going to elevate the look and the feel of the space. If you have a pool out there, especially, you can extend the decking around the pool and create an amazing walkway.

These are just eight reasons to add a decking to your garden if you want a change. But there are so many more out there. You can choose any or all of these reasons to add new decking to your house. Because either way, it’ll last for years and give you a beautiful space to live in both inside and outside. If you’re feeling inspired, why not speak to an outside designer and talk through the materials that you could be using for your garden. Are you ready for a change?

For more on this topic, check out the full Family Home collection

Free Typing Games for Kids – Fun Ways to Help Kids Learn to Type

Growing up I have many fond memories of my school’s very first computer lab from back in the early 1990’s. Playing typing games was a big highlight, and it quickly became a competition to see who in our class could be the first to master typing. But fast forward to today and with more emphasize on digital learning, I’ve realized that my own kids haven’t quite learned to type yet. Perhaps that is thanks to iPads and other smart devices, but I still believe that typing is a much-needed skill set. Below are 25 fun and free typing games for kids!

This article is written by Karissa Tunis
For more on this topic, check out the full Summer Learning and Back to School collections

Typing Games for Kids on ABCya

ABCya.com offers both a free and a premium version. But even with the free version, there are still a lot of typing games that are offered for free for kids in Pre-K through 6th grade (and beyond). ABCya offers vibrantly colored learning games that touch on a variety of subjects such as art, music, math, language, science, social studies, and of course typing. Out of the 14 free typing games offered, these five were my children’s favorites:

Typing Games for Kids That Are Free:

Keyboard Zoo – This game offers younger children the chance to practice using their index and pointer fingers to match letters on the screen to their keyboards.

Ghost Typing – Players must find the letters on the keyboard that match the letter on the ghost before they get too close.

Koala Paddleboards – Here is a fun multi-player opportunity for word spelling practice. Players race one another by spelling the words correctly and moving their Koala’s on paddleboards across the water.

Owl Planes – Here is another multi-player opportunity to race from anywhere in the world while practicing your keyboard skills.

Typing Race – Correctly enter the number, letters, and punctuation to pass cars and fill up on gas. Drive as fast as you can without running out of gas.

35 Teaching from Home Printables

Free Typing Games on Dance Mat Typing

DanceMatTypingGuide.com is 100% free! Your kids will learn to type and enhance their skills with fun games created by the BBC. You have the option of playing typing games on your own, or working your way through their 12 stages to learn the keyboard. There is even a typing test that you can take to check your typing speed!

Typing Games for Kids That Are Free:

Outer-space Fleet Commander – Guide the Alien fleet through the galaxy by typing the correct letters before they stop you.

Keyboard Revolution – Groove and type your favorite dancing moves as characters show off their dancing skills.

Save the Sailboat Race – Falling letters are ruining the sailboats race, but you can help by typing the letters before they hit.

Keyboard Triathlon – Timed events test your knowledge of the keyboard. You can even try the advanced mode if you are up for a challenge.

Spacebar Invaders – Space creatures are falling from space. Stop them by typing the correct letters.

[ Also check out: 30 Science Experiments for Kids ]

Typing Games for Kids on Wordgames

Wordgames.com offers a network that allows developers and publishers a place to publish their games. For the game user, there is both a free and a premium option. Although the free version still allows for access to dozens, if not hundreds, of free educational typing games that will encourage your student to start typing. Games include word searches, sudoku, wordoku, crosswords, daily quote typing, and more – including some fun online classics! And all of this is recommended for kids in grades 1st through 8th.

Typing Games for Kids That Are Free:

Word Candy – Using letters that they give you, make words to collect the candy.

Beach Sudoku – Play this fun classic game but with a beach theme!

Text to Twist – Try to solve the mystery bingo word and keep your game going. Tip – you will want to find the longest words with as many letters as you can.

Finger Frenzy – This game is addicting! How fast can you type the alphabet?

Keyboard Climber – Help the monkey jump his way to the stars and moon by typing the letters as fast as you can.

5 Free Printables to Encourage Reading

Free Typing Games on TypeTastic

TypeTastic.com offers over 700 free typing activities for all grade levels! Not only do they offer games; but they also offer motor skill training, they teach letters along with numbers and symbols, they help with typing fluency, and they offer timed tests. A lot of schools have even turned to this website since they allow for student progress tracking, and allow for customized study materials and timed testing. When selecting from one of their free games, you have the option to narrow your search based on challenge level, age, home row or beyond, multiplayer, and fun categories. Below are a few of my children’s favorites which can also be found at TypeTastic game zone – typinggames.zone

Typing Games for Kids That Are Free:

Typing Attack – Help the spaceships shoot the flying objects around them by typing words to help guide them through space.

KeyBall Maze – Use your typing skills to help guide the ball through the maze.

Crazy Monkey 2 – Control the crazy jumping monkey by typing the correct letters that will help him jump through the jungle.

Super Speed Typing Jump N’ Run – Increase your speed with this fun typing game that focuses on mastering the home row of the keyboard.

Memory Game – Enjoy a classic memory game that improves both concentration and keyboarding skills. Turn over the cards by typing the letters on the back of each memory card.

[ Read: A Guide to Choosing Extracurricular Activities ]

Typing Games for Kids on Typing.com

Typing.com was built for educators, but with students in mind. This amazing site offers free lessons and games on keyboarding, digital literacy, and coding. With a focus on helping kids in grades 1st through 8th, there is a lot of valued content offered within this one website. Their exclusive typing games can be tailored to current typing abilities, and were designed to help improve speed and accuracy. Here are a few of our kids favorites that can be found at Typing.com/student/games:

Typing Games for Kids That Are Free:

Keyboard Jump – Help the animal leap up through the branches by typing the correct words. Too many mistakes and they will fall down.

Keyboard Ninja – Choose from a row of letters or numbers. Then type the letters on the screen to help the monkey chop the fruit and objects.

Ztype – Save the planet by typing the words on the astroids that are falling close to earth. When you type the word correctly, the astroid will explode across the screen.

Type-a-Balloon – Type the correct letter on the colorful balloons to pop them before they fly away.

Type Toss – Enjoy this fun carnival themed game by typing the correct words on the rubber duckies, and other toys, to knock them off of their moving tracks.

If an older teenager lives in your home, or you as the parent are looking for a fun online game to play, check out https://www.solitaire-masters.com/. However, if you don’t like solitaire, there are thankfully tons of other free games online. You may have to do some searching, but there are lots of digital spaces to play popular games we grew up enjoying.

For more on this topic, check out the full Summer Learning and Back to School collections

Co-Owner: Karissa Tunis

Karissa Tunis is the co-owner of both the parenting website Adore Them and the family event company Milestone Family Expos. Through these ventures she is able to share inspiring, heartfelt insight with large audiences within local communities and across the country! Her knack for all-things-organization allows her to balance content creation, brand partnerships, and event planning without losing sight of what she wants for her own family. Despite her busy schedule, Karissa also makes it a priority to spend quality time with her husband and three children. You will often find her volunteering at her children’s schools, cheering them on from the soccer sidelines, or enjoying the great sites of Charleston, SC with her family.

Contact: Karissa@AdoreThem.com

Useful Information You Should Know About Social Security

August 12, 2023

Navigating the complex realm of Social Security can be as challenging as deciphering a cryptic puzzle. But fear not, because we’re here to shed light on this often-misunderstood topic! Whether you’re a young professional just starting your career or a seasoned individual approaching retirement, understanding the ins and outs of Social Security is crucial. From retirement benefits to disability insurance and survivor’s benefits, this intricate system has a multitude of layers waiting to be unraveled. In this blog post, we’ll unravel the mysteries and provide you with a clear roadmap to comprehend the useful information you should know about Social Security. Let’s get started.

For more on this topic, check out the full Senior Care collection

What Is Social Security

Social Security is a vital government program designed to provide financial stability and support to eligible individuals and families. Funded through payroll taxes, Social Security offers a safety net by providing benefits such as retirement income, disability assistance, survivor benefits, and Medicare health coverage.

It serves as a crucial foundation for retirement planning and offers protection against unforeseen life events. If you are wondering how long does it take to get social security, the timeline can vary based on several factors. The processing time generally depends on when you apply, your specific circumstances, and the current workload of the Social Security Administration (SSA). By comprehending the fundamental principles of Social Security, you can make informed decisions about when to claim benefits and how they fit into your overall financial strategy.

Eligibility and Qualifications: Who Can Benefit?

Social Security benefits are accessible to a wide range of individuals who meet specific criteria. Generally, individuals who have worked and paid Social Security taxes for a required number of years are eligible. This includes retirees, disabled individuals, surviving spouses, and even dependent children in certain situations.

The age at which you can start receiving benefits varies based on factors such as birth year, and special considerations exist for those with disabilities. Understanding the various eligibility pathways and requirements is essential in determining your eligibility and maximizing the benefits you’re entitled to under the Social Security program.

Calculating Your Benefits: How Much Can You Expect?

The calculation of Social Security benefits is a nuanced process that hinges on your earnings history and the age at which you decide to claim them. The Social Security Administration utilizes a formula that takes into account your highest earning years, adjusting for inflation.

Factors such as your Full Retirement Age (FRA) and whether you opt for early or delayed retirement can significantly impact the monthly amount you receive. While the exact calculation may seem complex, understanding these variables and using online calculators provided by the SSA can help you estimate your benefits, enabling better financial planning for your retirement years.

When Should You Start Receiving Benefits?

The decision of when to begin receiving Social Security benefits is a pivotal one, carrying long-term implications for your financial well-being. You have the option to claim benefits as early as age 62, but this may result in reduced monthly payments. Waiting until your Full Retirement Age (which varies based on birth year) can yield full benefits, while delaying beyond this age can lead to increased monthly payments.

Weighing factors like your health, financial needs, and retirement plans is crucial. Choosing the optimal timing aligns your benefits with your unique circumstances, ensuring a secure and comfortable retirement journey.

Can You Continue Working While Receiving the Payments?

Yes, you can work while receiving Social Security benefits, but it’s essential to understand the earnings limit. If you claim benefits before your Full Retirement Age (FRA), earning income above a certain threshold could temporarily reduce your benefits.

However, once you reach FRA, you can work and earn without any reduction in benefits. It’s vital to grasp how earnings impact your payments and strategize accordingly. Careful planning ensures you make the most of both your job income and Social Security benefits, contributing to a well-balanced financial landscape during your working years and beyond.

Are Your Benefits Taxable?

Understanding the tax implications of your Social Security benefits is crucial for effective financial planning. Depending on your overall income and filing status, a portion of your benefits could be subject to federal income tax. The IRS provides guidelines to determine if your benefits are taxable, taking into account factors such as combined income and marital status.

Properly assessing the tax impact allows you to anticipate potential liabilities and make informed decisions to minimize tax burdens. By considering this aspect, you can optimize your retirement income and ensure your financial resources are strategically managed.

Social Security and Retirement

Integrating Social Security benefits into your broader retirement strategy is essential for a secure financial future. Your benefits can serve as a foundational component, supplementing other sources of income like pensions, savings, and investments.

By aligning your Social Security claiming decision with your overall retirement goals, you can optimize your financial plan to cover living expenses, healthcare, and leisure activities. Whether you choose to rely heavily on Social Security or use it to complement other income streams, thoughtful consideration of how it fits within your retirement landscape empowers you to enjoy a comfortable and fulfilling post-work life.

Navigating Changes and Updates

Staying informed about evolving policies and adjustments in the Social Security landscape is vital for making well-informed decisions. The government periodically reviews and modifies the program, which could impact benefit calculations, eligibility criteria, and retirement age.

Keeping abreast of these changes through reliable sources, such as the official Social Security Administration website or financial experts, empowers you to adapt your retirement strategy accordingly. Regularly assessing your plan in light of updates ensures that you continue to optimize your benefits and make adjustments to align with your evolving financial needs, helping you achieve a more secure and stable retirement journey.

A solid grasp of Social Security intricacies is indispensable for effective retirement planning. By understanding its fundamentals, eligibility criteria, benefit calculations, and tax implications, you can strategically navigate your retirement journey. Thoughtful decisions about when to claim benefits and how they complement your overall financial strategy can lead to a more comfortable and secure retirement. Remaining vigilant about changes and updates ensures that your approach remains adaptable to evolving policies. As you embark on this significant phase of life, equipping yourself with knowledge empowers you to make informed choices, enabling you to enjoy the rewards of your hard work while achieving your retirement dreams.

For more on this topic, check out the full Senior Care collection

Child Identity Theft Beyond the Digital Realm

August 12, 2023

We’ve all heard about the dangers of identity theft online – it’s a common headline, a familiar warning. As parents, we’ve become vigilant gatekeepers of our children’s digital world. But did you know that the risk of child identity theft extends beyond the computer screen? It seeps into our everyday, offline life as well, hiding in places you may not expect, like school records and misplaced documents.

This article looks at this less-acknowledged aspect of child identity theft, arming you with the knowledge to safeguard your child’s identity in every corner of their life.

For more helpful resources, check out the full Home Safety collection

Understanding Child Identity Theft

From virtual learning to social media, different platforms can be treasure troves for identity theft. It might sound like a plot from a high-stakes thriller, but it’s a very real, everyday threat. In the simplest terms, it’s when someone uses another person’s identifying information, usually for financial gain. This could mean using someone’s name and social security number to open credit card accounts, take out loans, or even get medical treatment.

The effects of child identity theft can be far-reaching. It can destroy a child’s credit before they’re old enough to have a credit card. It can also result in false medical records or false criminal records tied to the child’s name. Most insidiously, it can go undetected for years, only coming to light when the child applies for their first loan or job.

Identity theft protection software plays a significant role in our battle against this pervasive issue. These digital guardians are like modern-day knights, constantly monitoring and protecting your child’s personal information online. Aura and Identity Guard are two examples of identity theft protection software. Do your research and see the difference between the two to help you decide which one can offer better protection.

Aside from diligent monitoring, identity theft protection software can also help implement a proactive resolution. For instance, with software like ID Watchdog, you can freeze and unfreeze credit within a few clicks. This way, it’s easier to manage the situation and prevent the issue from escalating.

Nonetheless, child identity theft extends beyond the digital world. It’s not just the unseen hackers or phishing scams we need to be wary of. Rather, it’s a multifaceted problem that seeps into the physical and administrative aspects of our children’s lives, exploiting the unlikeliest of loopholes. Understanding this broader landscape is vital in ensuring comprehensive protection for our children.

Common Sources of Child Identity Theft Beyond the Digital Realm

Child identity theft extends its tentacles far beyond the digital frontier. Offline spaces offer a trove of information that can be misused, and understanding these sources is the first step toward comprehensive protection.

School Records

One of the unsuspecting sources of child identity theft is school records. These documents hold a plethora of personal information, from birth dates to addresses, and even Social Security numbers. While schools maintain stringent protection measures, breaches can still happen, either through unsecured paper files or staff negligence.

Medical Records

Medical records also hold vast amounts of personal and identifiable information. In the wrong hands, this data can be used for medical identity theft, leading to a misrepresentation of your child’s medical history. Even a misplaced insurance card could give a thief enough data to cause damage.

Lost or Stolen Documents

Every day documents like birth certificates, Social Security cards, or passports contain valuable information for identity thieves. A lost or stolen document can lead to disastrous consequences if it falls into the wrong hands.

Keep an Eye on these Signs of Victim of Identity Theft

Understanding the signs of child identity theft is just as crucial as knowing the sources. The damage caused by identity theft can often be mitigated if detected early.

Unusual Mail or Calls

Receiving mail or calls for your child regarding financial matters can be a significant red flag. If your child starts receiving credit card applications, bills, debt collection notices, or calls from debt collectors, it might mean that their identity has been compromised.

Denied Government Benefits

Denial of government benefits is another possible sign of identity theft. This could mean that the benefits are being paid to another account under your child’s Social Security number. This could mean that someone else is using your child’s identity.

Credit Report Issues

If your child has a credit report before they should, it can be a sign of identity theft. Similarly, if your child’s credit report shows accounts or debts that you did not initiate, someone may be using your child’s identity.

How to Protect Your Child from Identity Theft

Protection is paramount, especially when it concerns our children. Knowing the risks and signs of child identity theft is essential, but proactive measures can significantly reduce the chances of your child becoming a victim.

Limit Sharing of Personal Information

The first step is being mindful about where and when you share your child’s details. Whether it’s for school, sports, or extracurricular activities, always ask why the information is needed and how it will be protected.

Secure Important Documents

Place vital documents like birth certificates, Social Security cards, and passports in a secure location, such as a safe or a lockbox. Only take them out when necessary.

Shred Sensitive Documents

Invest in a shredder and ensure that all documents containing personal information, even if they seem insignificant, are destroyed before disposal.

Monitor Mail and Online Activity

Regularly check the mail addressed to your child and be wary of unsolicited offers or communications. For older children with online activities, educate them about the importance of strong, unique passwords and the dangers of oversharing on social media.

Request a Credit Freeze

Consider placing a credit freeze on your child’s Social Security number. This prevents any new accounts from being opened in their name until the freeze is lifted.

Educate Your Child

In the same way we teach children to be compassionate, do basic responsibilities, and treat others with respect, there’s one thing we should not miss – teach them about the importance of privacy. Make them aware of the tactics scammers might use and the importance of never sharing personal details without consulting a trusted adult.

Conclusion

In our digital age, the threat of identity theft looms large, but it’s crucial to remember that risks also persist in the tangible, everyday world. By understanding the myriad sources of child identity theft, recognizing the signs, and taking proactive measures, we can fortify our children’s identities against potential threats.

As parents, guardians, and caregivers, it’s our responsibility to remain vigilant, always prioritizing our child’s safety in every realm. After all, in the journey of parenting, protection, and preparedness are two of the greatest gifts we can offer our children.

For more helpful resources, check out the full Home Safety collection

Caring for Your Kid’s Health: A Comprehensive Parent’s Handbook

Caring for Your Kid’s Health: A Comprehensive Parent’s Handbook

As parents, we find ourselves embarking on an incredible journey of nurturing, guiding and cherishing our children. And a key aspect of this is guaranteeing their health and well-being. But in today’s fast-paced world where information abounds, it can feel really daunting at times.

Don’t worry; we’ve developed this extensive parent’s handbook full of expert guidance that combines practical wisdom with some expert advice and a lot of positivity!

For more on this topic, check out the full Staying Healthy collection

Laying a Solid Foundation

The most important thing we can do as parents is lay a good foundation our kids can capitalize on later in life.

Nutrition plays a really central role here, with the balance being of utmost importance. Think of each meal as a canvas where colorful fruits, veggies, whole grains and lean proteins come together to achieve maximum nutrition for little ones. And oh yes, don’t forget hydration. It’s easy to forget as adults but drinking plenty of water is integral for growing bodies.

Physical activity should also play an important role. But what if kids just want to stay in a veg in front of screens? Encourage your children to embrace nature with outdoor play activities like tag or bike riding. They’re much more likely to get out if they’re doing an activity. And they’re great ways of staying physically fit while simultaneously developing creativity and socialization skills. While screens can still play their part, nothing beats running free under the sun.

But these are just the basics. What else goes into laying a foundation of good health?

Building Immunity

A healthy immune system for your child’s well-being is like having their own guardian angel. Nutritious foods, like colorful fruits and veggies, are immunity heroes. Let’s not forget vaccinations either. These regular immunizations provide invaluable protection from a whole host of different illnesses so your little one can explore life with full confidence!

Nurturing Mental and Emotional Well-Being

Just like physical health is vitally important, mental and emotional wellness is just as essential. Children today are exposed to so many external sources that their emotions can sometimes feel overwhelmed. Create an atmosphere in which your children can safely express themselves while simultaneously receiving your unconditional support. Activities like family game nights or having meaningful dialogue can do wonders for building up resilience in them.

Assuring a Safe Environment

A secure environment is absolutely necessary for kids’ development. Childproofing your home should cover every base; each sharp corner and electrical outlet needs its tailor made cover. And once they venture beyond home boundaries, teach them important safety rules like looking both ways before crossing streets or wearing helmets while biking.

Adopt Healthy Habits for Life

As parents, we hold the incredible responsibility of shaping our children’s futures. Every lesson and example that we impart becomes part of their lives forever. None more so than when it comes to healthy habits that pave the way towards vibrant and fulfilling existences.

Here are a few habits worth instilling in your little ones.

Dental Hygiene: Nurturing Pearly Whites

A sparkling smile is more than aesthetic; it is also an indicator of overall health. Instilling proper dental hygiene practices at an early age sets the stage for strong teeth and gums throughout life. Make brushing and flossing part of your daily ritual, viewing it more as an adventure than an obligation. Maybe choose a toothbrush featuring their favorite cartoon character for a splash of fun!

Sleep: Not Just for Weary Bodies

Restful nights for our kids are essential in building up healthy minds and bodies that can take on new adventures throughout their days. Establishing an effective bedtime ritual can turn evenings into peaceful rituals. Remember, well-rested children make for happier people that can take on every new day with enthusiasm!

Regular Hand Washing: Protect Your Health

Hand washing’s one of the most effective defenses against germs and illnesses. Teach your children the importance of hand washing prior to meals, outdoor playtime, using restroom facilities, and after using restroom facilities. You can even make it fun with singing while you scrub.

Proper Posture: Standing Tall for Life

Nowadays, we spend most of the time hunched over computers, phones and laptops. But maintaining it can have significant effects on spinal health and general wellness. Encourage your children to stand and sit up straight with shoulders back and chin up. Teach them that an aligned spine not only promotes physical fitness but can also boost their self-assurance.

Mindful Eating: Nourish Body and Soul

Food can be more than fuel; it’s also a celebration of life and a connection to ourselves. Teach your children the art of mindful eating by encouraging them to enjoy each bite, listening for their body’s hunger cues, making choices that nourish rather than deplete, and cultivating a better relationship between them and food.

Managing Common Health Concerns

Parenthood can be an exciting journey of joyous milestones and unexpected turns. Ones you won’t experience again as your little explorer progresses along their developmental path. While we can’t cover them entirely with bubble wrap, as parents we can arm ourselves with the knowledge and tools necessary to managing everyday health challenges.

A Well-Stocked Arsenal: Your First Aid Kit

Your first aid kit will be your lifeline. A properly equipped kit can quickly transform tears to laughs again in no time. Include essential items such as adhesive bandages of various sizes, antiseptic wipes, gauze pads, adhesive tape, tweezers, scissors and a digital thermometer.

First Aid Tips for Minor Injuries

Children will suffer minor injuries at some point in their life, and knowing how to administer first aid is an invaluable experience for both parent and child alike.

Cuts and Scrapes: For scrapes and scratches, clean the area gently using water and mild soap before applying an antiseptic ointment or cream to avoid infections before covering with sterile bandaging.
Splinter: Should they bring home souvenir splinters from outdoor adventures, use clean tweezers carefully extract them, followed by careful cleansing and bandaging afterwards.
Bumps and Bruises: Bumps and bruises are part of growing up and something as simple as a cold compress may help relieve swelling. For anything more serious than just bumps, watch for persistent vomiting or behavioral changes, in which case seek medical assistance as soon as possible.
Fever and Sniffles: Coughs and fevers are part and parcel of growing up; be ready for them by providing extra comfort, rest and hydration as necessary. Over-the-counter fever reducers or saline nasal drops might give temporary relief, but if they stick around, head to your family doctor.

Parenting often means treading uncharted waters, and sometimes it’s best to seek professional guidance. Healthcare providers are your partners in caring for the well-being of your child; they offer invaluable reassurance and assistance during times when you need help the most.

Exploring Digital Health Resources

Information accessible in today’s digital era can both benefit us and challenge us. Now you can check your symptoms online, get a Bactrim prescription online, and get advice from experienced parents. The web provides us with plenty of resources that help navigate children’s health maze. But as we navigate these virtual depths, it’s imperative that the data accessed is factually accurate.

Sorting Fact From Fiction in Digital Form

With just a few keystrokes or swipes of your smartphone screen, you have access to an abundance of articles, blog posts and videos covering virtually every health topic imaginable. But not all sources are created equal since the internet provides an open forum where anyone can freely express their ideas without rigorous fact-checking processes in place.

So how can you identify credible information versus mere speculation online?

Here are a few helpful strategies for navigating the digital health landscape with confidence:

Trustworthy Websites

To establish credibility when seeking health advice online, it’s essential to rely on trustworthy websites. Reputable medical institutions, government health agencies and renowned pediatric associations all provide accurate and evidence-based advice. These could be AAP or the Centers for Disease Control and Prevention’s websites which offer valuable insight into children’s healthcare.

Expert Articles

To identify authoritative articles that offer reliable health information for children and parents alike, seek those written or reviewed by medical professionals, experts in their fields or experienced parents. These pieces undergo stringent scrutiny before publication so you know that all the data provided by them is current. Peer-reviewed medical journals like the Journal of Pediatrics offer in-depth research findings which may shed new light on complex topics.

Verified Online Communities

Parenting forums and communities online can provide invaluable sources of real-life experiences and advice. But, please use them only as starting points for conversation rather than as authoritative sources for guidance. Don’t act on advice received here without first checking it against trusted medical sources.

Fact-Checking Tools

There are various fact-checking organizations dedicated to verifying online content’s accuracy, such as Snopes, FactCheck.org and Health Feedback. Websites offering transparent evaluation of health-related claims online and providing assessments on credibility evaluation. Utilize these tools when making health-related decisions online that involve your child.

Your Healthcare Provider is the Ultimate Authority

While internet resources may provide valuable advice for parenting your child, healthcare providers remain the ultimate authority on matters relevant to them. Whether you don’t know how to talk to your kids about their health or have encountered unclear advice online or elsewhere, consult them first.

Conclusion: Empowered Parents and Thriving Children

As we come to the end of this comprehensive parent’s handbook for kids’ health, remember that you’re not alone. Armed with knowledge and love, you’re equipped to foster an environment of well-being for your children. Learning, adapting, and cherishing every moment is part of living healthy, happy lives. So embrace each moment with open hearts and healthy minds!

Always consult a healthcare provider for recommendations tailored specifically to your child’s needs. This handbook serves only as general advice.

For more on this topic, check out the full Staying Healthy collection